Moyo

Empowering people

through

financial inclusion

Cognitive test +

Machine Learning +

AI


A credit score that changes how financial services work.
We help financial institutions to strengthen their credit risk assesment processes.

How it works

we

.. believe in open financial products, at the reach of the people who needs them.

.. want to democratize financial products for the whole world.

.. believe that financial inclusion is the key to development of people, communities and countries.

A disruptive credit scoring tool.

Complex environments. Disruptive solutions.


We measure the intention to re-pay, building the TRUST that financial institutions
request from their customers.

01

Cognitive
Test

Cognitive
Test

Through a customized and localized solution, we evaluate the invisible parts from customers; their values, attitudes, beliefs, culture, biases, desires, etc. We uncover their re-payment behavior.

02

Data
Science

Data
Science

We analyze datasets specific to each market, where we identify changes in behavior. We generate insights and business intelligence.

03

Artificial Intelligence

Artificial
Intelligence

Artificial Intelligence

Artificial
Intelligence

We use pattern recognition to identify what we call "signals", which become actionable insights from data

Integration

Through a simple line of code, integration with customer's systems and their current risk evaluation process, is simple and friendly.

Benefits

Financial institutions will have the ability to:

1. Strengthen their credit risk assessment process

Improve your current processes and identify the real potential from your customers.

Improve your decision process.


2. Increase the number of transactions

Grow your custmer base on your current market (thin-files) and reduce the rejection rate.

Opportunity to work with a market untouched until now (no-hits).

Promote financial inclusion in your country.


3. Reduce the delinquent portfolio

Improve collection efficiency.

Contact us

Our team will be happy to talk to you.